Canadian payment transactions total more than $12 trillion in 2025; real-time payments appeal to over half of Canadians: Payments Canada Research

Key report highlights: Driven by speed and convenience, over half of Canadians (52 per cent) find the prospect of real-time payments — soon made possible by Canada’s Real-Time Rail (RTR) — appealing. Credit and debit card transactions combined made up 68 per cent of total payment volume, up from 63 per cent five years ago. […]